Great service deserves to be rewarded
Ireland already tips and quite a few tipping providers. They are helping with the split of the goods and service from the tip, on their terminals or a QR code but that is it. The way tips are collected, declared, and distributed has never been done properly — and we think we have the answer for your terminals, your EPOS, your QR codes – however you are taking tips right now.
"Real tipping. Real compliance. Real savings. Built for Ireland”
HOW IT WORKS
TiP4 is not a bolt-on. It sits in the flow of funds — meaning tips and payments can be handled in a single transaction. Not ripping everything out, and solutions for businesses great and small. We have end to end solutions, or work with your stack, it’s your call.
On our terminals
TiP4 terminals handle payment and tip prompt in one transaction. Identify, tip, service charge, everything. Single transaction, monies smart split, fully audited. RoundUp prompts to increase tips by as much as 30%. ‘RoundUp. Give more’
With your EPOS
We integrate with third-party EPOS systems. Whether you are on a major platform or a smaller provider, TiP4 is happy to connect. We just need the API and off we go! We can work with your provider to integrate for terminals, or we just need to know the Goods/Service vs Tip/Service Charge splits. Some tweaks to your bank accounts, and we can be in the flow.
Tronc management and compliancy software
We can help you with your policies and procedures and aim to avoid the fines by navigating rules and providing an audit pack, protecting against the Workplace Relations Commission (WRC) and Payment of Wages (Amendment) (Tips and Gratuities) Act 2022
Employer PRSI
11.25% (increasing to 11.40% in October 2026) saved on every euro of tip income processed. Tips distributed through an independent Tronc are not subject to PRSI for you or your staff. €100k in tips a year will soon be costing you €11.4k. That’s pure profit out of the door.
Every euro tipped. Less PRSI, more for your business.
What the Irish Tips Act requires:
- All tips must be paid in full to staff — the business cannot retain any portion. No exceptions.
- Tips cannot be used to subsidise wages — they sit completely outside base pay.
- The basis for distribution must be fair — a Tronc-style scheme, or a documented and transparent alternative.
- Written policy required — employees can request the business's tipping policy in writing at any time.
- Records must be kept — how much was received, how it was distributed, and to whom.
- Agency workers included — temporary and contract staff have the same rights as permanent employees.
How we help
Written tipping policy
TiP4 helps generates your compliant written policy. Staff can access it in-app whenever they need it. One less thing to find and file. Guides, support and simpler flows.Something you can publish and demonstrate as part of the compliancy.
Auditable records
Every tip received, every distribution made. Stored against the staff member, the date, and the site. Accessible to staff 24/7 and to Revenue on request. Staff see their tips, Managers see their site, group admin see everything.
QR Code tipping (coming soon)
Table QR, receipt QR, or a printed card — customers tip without needing your terminal at all. Works any time, from any device. No app required. Easy to differentiate funds, and we do the splitting for you, or tips direct to staff (P2P)
Employer PRSI
11.25% (increasing to 11.40% in October 2026) saved on every euro of tip income processed. Tips distributed through an independent Tronc are not subject to PRSI for you or your staff. €100k in tips a year will soon be costing you €11.4k. That’s pure profit out of the door.
REAL TALK
“The PRSI saving rests on sound legal principles that are consistent with how PRSI legislation works, and we feel it is correct, also being used by many already in your country — but unlike the UK position, the Irish Revenue has not published explicit guidance, and we recommend any merchant with concerns takes their own tax advice."